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Budget Hack to Get Finances on Track!

La Crosse, WI, United States / Eagle 102.7
Budget Hack to Get Finances on Track!

Just in time for your New Year’s resolution, the Japanese have developed a method for organizing your finances.
A newly published book titled Kakeibo: The Japanese Art of Saving Money is based on a concept called the envelope system: You determine your monthly income and then either literally, with cash, or figuratively via a written ledger, divide the income into envelopes which represent different categories of spending. Fortunately for spendthrift Americans, there is also an app called GoodBudget, which is based on a version of the envelope concept. Note to self: get a cell phone.

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